Terms of Use

1. FinalLap's Role

FinalLap operates an online marketplace that allows vehicle owners and authorized sellers (“Sellers”) to list vehicles and allows prospective purchasers (“Bidders” or “Buyers”) to review listings and place bids.

FinalLap is not the owner or seller of any listed vehicle. Unless we expressly state otherwise in a separate signed agreement, FinalLap is not an automobile dealer, broker, consignor, traditional auctioneer, escrow agent, transportation provider, insurer, lender, title company, inspection service, or fiduciary. FinalLap does not take title to, possess, store, inspect, test-drive, repair, transport, register, or insure listed vehicles. FinalLap does not receive or hold the purchase price for a vehicle.

The purchase and sale of a vehicle is solely between the Seller and the winning Buyer. FinalLap is not a party to that transaction, does not guarantee that either party will complete it, and is not responsible for enforcing the parties' obligations to each other.

We may help prepare, edit, organize, photograph, promote, or publish a listing, communicate with users, or facilitate introductions. Those activities do not make FinalLap the seller, buyer, agent, dealer, broker, or representative of either party. The Seller remains responsible for every statement, omission, image, document, and representation concerning the vehicle.

2. Eligibility, Geographic Availability, and Accounts

The Services are offered only to users located in the United States and Canada. Unless FinalLap expressly states otherwise, transactional Services are not offered to consumers located in Quebec at launch (see Section 22).

You may use transactional features of the Services only if you are at least 18 years old and have reached the age of majority where you live. You must have legal capacity to enter into these Terms and, if bidding or selling, to enter into a binding vehicle transaction.

When creating or using an account, you agree to provide accurate, current, and complete information; maintain the confidentiality of your login credentials; use only your own account unless we authorize otherwise; and promptly notify us of suspected unauthorized access. You are responsible for activity occurring through your account, including bids placed through it, except to the extent caused by FinalLap's failure to use legally required safeguards.

If you use the Services for a business, dealership, trust, estate, or other entity, you represent that you have authority to bind that entity, and “you” includes both you and the entity.

We may require identity, payment-method, ownership, authority, fraud, or other verification before allowing an account, listing, bid, or transaction-related communication. Verification is for platform integrity only and is not a warranty or endorsement of any person or vehicle.

3. Listing Selection and Preparation

Submitting a vehicle does not guarantee that FinalLap will accept or publish it. We may accept, reject, postpone, categorize, edit, or remove a submission or listing in our discretion, subject to applicable law.

If we accept a submission, the Seller agrees to cooperate reasonably and promptly in preparing the listing, including by providing requested records, photographs, videos, title information, lien information, ownership documentation, service history, and answers to questions. FinalLap may edit listing text for clarity, length, style, or presentation, but the Seller must review the final listing and promptly identify any inaccuracy or material omission before publication and throughout the auction.

FinalLap may determine the auction start date, duration, presentation, bid increments, promotional placement, and other operational details. Any material auction-specific rules displayed on the listing are incorporated into these Terms.

4. Seller Representations and Obligations

By submitting or listing a vehicle, the Seller represents, warrants, and agrees that:

1.Authority. The Seller is the vehicle's lawful owner or is fully authorized in writing to list and sell it. If the titled owner, consignor, dealer, trust, estate, or other principal differs from the Seller, that relationship will be accurately disclosed to FinalLap and, when material, in the listing.

2.Title and liens. All title brands, liens, loans, security interests, ownership disputes, consignments, import restrictions, bonded titles, title delays, and other encumbrances or limitations are fully and accurately disclosed. The Seller can deliver marketable title or other legally sufficient ownership documents as represented in the listing, subject only to disclosed liens or conditions.

3.Accuracy. All information supplied to FinalLap or Buyers is truthful, current, complete in all material respects, and not misleading by statement, omission, image, editing, or implication.

4.Condition and history. The Seller will disclose known material facts concerning condition, defects, damage, accidents, flood or fire exposure, theft recovery, structural repairs, corrosion, odometer discrepancies, modifications, non-original components, warning lights, safety issues, emissions issues, recalls, track use, and other facts that a reasonable buyer would consider important.

5.VIN and mileage. The vehicle identification number, mileage or kilometer reading, and odometer status are accurate to the Seller's knowledge, and any discrepancy or statutory odometer disclosure is identified.

6.Photographs and media. Photos and videos fairly depict the vehicle and may not conceal material damage or use deceptive editing, synthetic imagery, or materially misleading filters.

7.Legal compliance. The listing and sale comply with applicable federal, state, provincial, local, import, export, dealer, licensing, tax, safety, emissions, consumer-protection, and vehicle-transfer laws. A dealer or other professional seller must clearly disclose that status.

8.Availability and exclusivity. From the time FinalLap begins preparing an accepted listing until the auction ends or FinalLap releases the Seller in writing, the vehicle will remain available and will not be listed in another auction, sold, transferred, or actively marketed through another marketplace, dealer, or publication without FinalLap's written approval.

9.No manipulation. The Seller will not bid on the vehicle, direct or encourage another person to bid to inflate the price, create false demand, conceal a bidder's connection to the Seller, or otherwise manipulate the auction.

10.Completion. If the reserve is met or the vehicle is offered without reserve and there is a winning bid, the Seller will promptly communicate with the winning Buyer and complete the transaction in good faith on terms consistent with the listing and winning bid, subject to any rights that cannot legally be waived.

The Seller must promptly update FinalLap if any information becomes inaccurate or if the vehicle's condition, mileage, title, lien status, location, or availability changes. FinalLap may correct, pause, extend, or cancel an auction in response.

5. Reserve and No-Reserve Auctions

A listing may have a confidential minimum acceptable price (“Reserve”) or may be offered without reserve (“No Reserve”).

For a Reserve auction, no winning sale commitment arises unless the highest valid bid equals or exceeds the Reserve. The Seller may lower or waive the Reserve only through a method approved by FinalLap. The Seller may not increase the Reserve after publication.

For a No Reserve auction, the Seller agrees to sell to the highest valid Bidder at the auction's close, subject to these Terms and applicable law.

If a Reserve is not met, FinalLap may offer the vehicle to the top Bidder at the Reserve for the time shown with the offer, usually 24 hours. If the Bidder accepts, the Bidder and Seller are bound as if the Reserve had been met at auction, and the Buyer Fee in Section 9 applies. Any other post-auction agreement is solely between the Buyer and Seller, and FinalLap is not a party.

6. Bids and Auction Mechanics

A bid is an offer by the Bidder to purchase the listed vehicle at the bid amount under the listing terms and these Terms. Except where FinalLap expressly permits a correction for an obvious error, bids may not be retracted.

When a No Reserve auction closes, or when a Reserve auction closes with the Reserve met, the highest valid Bidder and the Seller each make a binding commitment to proceed promptly and in good faith to complete a direct purchase and sale transaction consistent with the winning bid and listing disclosures. The parties may use a separate bill of sale or purchase agreement to document title transfer, payment method, delivery, and other closing details. FinalLap is not a party to that agreement.

FinalLap's systems, records, and designated clock control the timing and ordering of bids. Bid increments, auction extensions, proxy bidding, or other mechanics will operate as described on the auction page. If a qualifying bid is received near the scheduled end, the auction may automatically extend as displayed on the listing.

Before a lot receives its first bid, its asking price may fall in steps. A late bid may extend the clock as shown on the auction page, and once the extensions shown there are used, the next late bid may open a short sealed Best & Final round. In that round the highest sealed bid wins at the amount bid, and a Best & Final bid below the Reserve does not sell the vehicle.

A proxy bid (set before an auction) or max bid (set during one) lets FinalLap bid for you, in increments, up to the amount you set. If a lot goes to Best & Final while your proxy or max bid is above the current price, that amount is entered automatically as your Best & Final bid. You may raise it or withdraw it before Best & Final ends. If it wins, the full amount is your winning bid.

FinalLap may reject, cancel, reverse, or invalidate a bid; suspend, extend, restart, or cancel an auction; or correct an obvious technical or clerical error when we reasonably believe it is necessary to address fraud, manipulation, mistake, system failure, legal risk, listing inaccuracy, user misconduct, or platform integrity.

If a system outage or material technical error affects an auction, FinalLap may extend, restart, or cancel it. Users have no claim to a particular auction outcome caused by a technical malfunction, subject to applicable law.

7. Buyer Responsibilities and Due Diligence

Before bidding, each Buyer is responsible for independently determining whether the vehicle, Seller, title, location, condition, value, registration status, importability, and transaction terms are acceptable.

FinalLap does not independently verify all listing information and does not warrant title, ownership, lien status, mileage, condition, history, authenticity, originality, safety, roadworthiness, emissions compliance, legal compliance, market value, or fitness for any purpose.

Buyers should review the full listing and comments, ask questions, examine records, obtain a vehicle-history report, arrange an independent pre-purchase inspection, confirm title and lien status, and consult qualified professionals when appropriate. A Buyer's inability or failure to inspect does not make FinalLap responsible for the vehicle or transaction.

The Buyer is responsible for all taxes, registration, title, licensing, inspection, emissions, insurance, financing, currency conversion, bank charges, transportation, storage, import, export, customs, duties, brokerage, and other transaction costs unless the Buyer and Seller expressly agree otherwise.

A Buyer may not bid without a present good-faith intent and financial ability to complete the purchase. Financing, inspection, spousal approval, trade-in, or sale of another asset is not a condition of a bid unless the listing expressly states otherwise.

8. Completing the Vehicle Transaction

After an auction closes with a winning result, and once the Buyer Fee has been paid or waived, FinalLap will provide the winning Buyer and Seller with each other's contact information and transaction details. Each party authorizes that disclosure for the purpose of completing the transaction.

Unless the parties agree otherwise in writing, they should make contact within one business day and use commercially reasonable efforts to complete payment and title transfer within seven calendar days. The Seller and Buyer are solely responsible for selecting a secure payment method, confirming cleared funds, preparing a bill of sale, satisfying or releasing liens, transferring title, arranging pickup or shipping, obtaining insurance, and complying with law.

FinalLap does not provide escrow and does not recommend sending funds based solely on an email, text, or wiring instruction. Users should independently verify payment instructions through a trusted channel and use heightened caution with cashier's checks, overpayments, third-party pickup requests, cryptocurrency, changed wire instructions, and cross-border transactions.

If either party refuses or fails to complete a transaction without a lawful basis, FinalLap may suspend or terminate the account, restrict future use, or provide relevant information to the other party or authorities as described in the Privacy Policy. FinalLap is not required to mediate or enforce the transaction and is not liable for either party's breach.

9. Buyer Auction Fee, Seller Listing Fee, and Taxes

When an auction closes with a winning result, the winning Buyer must pay FinalLap a buyer auction fee (the “Buyer Fee”) separate from the vehicle purchase price. The Buyer Fee will be calculated as the percentage of the winning bid disclosed on the listing and in the fee disclosures displayed before the Buyer places a bid, subject to the minimum and maximum disclosed with it. The same Buyer Fee applies when a Buyer accepts a post-auction offer under Section 5. FinalLap may waive the Buyer Fee for an account at its discretion.

The Buyer authorizes FinalLap and its payment processor to charge the payment method on file immediately when FinalLap's systems determine that the auction has ended with the Buyer as the winning Bidder and any Reserve has been met. FinalLap may require a valid payment card, verification, or a temporary authorization before bidding.

If the charge is declined, the Buyer has 48 hours from the end of the auction to pay the Buyer Fee, including with another payment method. If it is still unpaid after 48 hours, the Buyer is in default: FinalLap may tell the Seller, and may restrict the Buyer's account, including from bidding, for 90 days or longer.

The Buyer Fee is paid to FinalLap for use of the marketplace and auction services. It is not a vehicle deposit and is not credited toward the winning bid. The Buyer must pay the full vehicle purchase price directly to the Seller. FinalLap does not receive, hold, or escrow the vehicle purchase price.

FinalLap may also charge a Seller a listing fee and fees for photography, editing, premium placement, relisting, or other optional services. The standard listing fee, if any, will be disclosed before the Seller authorizes the listing. FinalLap may waive or discount the listing fee, including through launch or promotional pricing. Unless the applicable disclosure states otherwise, a paid Seller fee becomes non-refundable once FinalLap begins preparing, scheduling, photographing, editing, or publishing the listing, except where a refund is required by law.

Unless a different refund rule is disclosed before bidding, the Buyer Fee is non-refundable if the Buyer fails or refuses to complete the transaction, changes their mind, cannot obtain financing, or otherwise does not close for a reason attributable to the Buyer. FinalLap will refund the Buyer Fee if it invalidates or cancels the completed auction because of a material platform error, and may refund all or part of the Buyer Fee if it determines that the transaction failed solely because of the Seller's material breach.

10. User Content and Listing License

“User Content” includes listing information, photographs, videos, documents, comments, reviews, messages, usernames, profile information, and other material a user submits, uploads, transmits, or makes available through the Services.

You retain ownership of your User Content. You grant FinalLap and its affiliates a worldwide, non-exclusive, sublicensable, transferable, royalty-free license to host, store, reproduce, edit, format, translate, create derivative works from, display, distribute, publish, promote, archive, and otherwise use your User Content to operate, improve, market, document, and promote the Services and listings, in any media now known or later developed. This license continues after an auction ends or your account closes for archived listings, auction results, editorial content, platform history, legal compliance, and materials already created or distributed.

You represent that you own or have all permissions needed for your User Content and that our permitted use will not violate copyright, trademark, privacy, publicity, contractual, confidentiality, or other rights. FinalLap may edit or remove User Content but has no obligation to monitor it.

11. Comments, Reviews, and Communications

Public comments and questions must be relevant, truthful to the user's knowledge, and respectful. Users may not post personal contact information to bypass platform rules; make knowingly false, defamatory, threatening, harassing, discriminatory, obscene, or illegal statements; disclose another person's private information; or interfere with an auction.

FinalLap may moderate, hide, edit, or remove comments and may limit commenting privileges. We do not endorse user statements and are not responsible for them.

You agree that FinalLap may send transactional communications concerning accounts, listings, bids, fees, security, policy changes, and vehicle transactions. You may opt out of marketing communications, but not essential service communications. Canadian marketing messages will be sent in accordance with applicable consent and unsubscribe requirements.

Text Messages. If you give us a mobile number, we will text it the codes that confirm it and sign you in. If you agree to them, we will also text account and auction notices, such as a reminder before a sale or when it goes live, and, only with your separate consent, recurring marketing texts, such as when a new lineup is announced. Message frequency varies. Msg & data rates may apply. Consent to marketing texts is not a condition of purchase.

Reply STOP to any text to opt out of those messages, and START to resume them. Reply HELP for help, or email support@finallap.com. You can also change text preferences in your account settings. Carriers are not liable for delayed or undelivered messages.

12. Prohibited Conduct

You may not: use the Services for fraud, deception, money laundering, or any illegal purpose; impersonate another person or conceal a material relationship between a Seller and Bidder; engage in shill bidding, bid shielding, collusion, or price manipulation; list stolen property or a vehicle you lack authority to sell; scrape, crawl, or systematically extract listings, images, auction results, or user data without written permission; use Service content or data to train, fine-tune, or develop an artificial-intelligence or machine-learning system without written permission; reverse engineer, disrupt, overload, or attempt unauthorized access to the Services; introduce malware or unapproved automated bidding tools; use another user's contact information for spam or harassment; circumvent auction, fee, or account restrictions; or assist another person in any prohibited conduct.

13. Third-Party Services

The Services may link to or integrate with payment processors, identity-verification providers, vehicle-history providers, inspection services, shipping providers, lenders, insurers, social networks, analytics providers, or other third parties. Third parties are independent and governed by their own terms and privacy practices. FinalLap does not control or endorse them and is not responsible for their acts, omissions, availability, advice, pricing, security, or services.

14. Mobile Applications and App Store Terms

The Services may include mobile applications made available through the Apple App Store, Google Play, or another application marketplace (each, an “App Provider”). Your use of a mobile application may also be subject to the App Provider's terms. These Terms are between you and FinalLap only, and not with an App Provider. The App Provider has no obligation to provide maintenance or support for the application and is not responsible for addressing any claim relating to the application or your use of it, including product-liability, consumer-protection, and intellectual-property claims.

For applications downloaded from the Apple App Store: (a) Apple, Inc. and its subsidiaries are third-party beneficiaries of these Terms as they relate to your license to the application, and Apple may enforce these Terms against you as a third-party beneficiary; (b) your license to the application is limited to a non-transferable license to use it on Apple-branded products that you own or control, as permitted by the Usage Rules in the App Store Terms of Service; and (c) if the application fails to conform to an applicable warranty, you may notify Apple, and Apple will refund the purchase price for the application (if any); to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the application.

You represent that you are not located in a country subject to a U.S. government embargo or designated as a “terrorist supporting” country and are not listed on any U.S. government list of prohibited or restricted parties.

15. FinalLap Intellectual Property

The Services, including software, design, text, graphics, logos, trademarks, compilations, auction presentation, and FinalLap-created content, are owned by FinalLap or its licensors and protected by law. Subject to these Terms, FinalLap grants you a limited, revocable, non-exclusive, non-transferable license to use the Services for personal or internal business purposes related to legitimate vehicle marketplace activity. No other rights are granted.

Copyright Complaints. If you believe content on the Services infringes your copyright, send a notice to legal@finallap.com containing the information required under the Digital Millennium Copyright Act. FinalLap may remove material and terminate repeat infringers.

16. Enforcement, Suspension, and Termination

FinalLap may investigate suspected violations and may reject a submission or bid; remove content; pause, extend, or cancel an auction; restrict features; suspend or terminate an account; withhold publication; preserve evidence; or report conduct to counterparties, payment providers, law enforcement, regulators, or other appropriate parties, subject to the Privacy Policy and applicable law.

You may stop using the Services at any time. Account closure does not affect outstanding fees, transaction commitments, licenses, dispute provisions, or other terms that by their nature survive.

17. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” FINALLAP DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND QUIET ENJOYMENT.

Nothing in these Terms excludes a warranty, guarantee, remedy, or right that cannot legally be excluded, including mandatory consumer rights that may apply in a Canadian province.

18. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINALLAP AND ITS AFFILIATES, OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OPPORTUNITY; DIMINUTION IN VEHICLE VALUE; COST OF SUBSTITUTE SERVICES; PERSONAL INJURY OR PROPERTY DAMAGE ARISING FROM A VEHICLE; OR LOSSES ARISING FROM A USER, LISTING, BID, FAILED TRANSACTION, PAYMENT, TITLE, LIEN, SHIPPING, FRAUD, SECURITY INCIDENT, OR THIRD-PARTY SERVICE, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINALLAP'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF: (A) THE FEES YOU PAID TO FINALLAP DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR (B) US$100.

These limitations apply regardless of the theory of liability and are an essential basis of the agreement. They do not apply to liability that cannot legally be limited.

19. Release of User-to-User Claims

To the maximum extent permitted by law, you release FinalLap and its affiliates, personnel, and service providers from claims, demands, liabilities, and damages arising from or related to a dispute between you and another user or third party, including a dispute regarding a vehicle, listing, bid, payment, title, lien, inspection, condition, delivery, tax, or transaction.

If you are a California resident, you waive California Civil Code section 1542 to the extent legally permitted. Users in other jurisdictions waive comparable protections only to the extent legally permitted.

20. Indemnification

To the extent permitted by law, you will defend, indemnify, and hold harmless FinalLap and its affiliates, owners, directors, officers, employees, contractors, agents, licensors, and service providers from third-party claims, liabilities, damages, judgments, losses, costs, and reasonable legal fees arising from: your User Content; your listing, bid, purchase, sale, or vehicle; your breach of these Terms; your fraud, negligence, or misconduct; your violation of law or another person's rights; or a transaction or dispute between you and another user.

This section does not require a consumer to indemnify FinalLap to the extent prohibited by applicable law.

21. United States Dispute Resolution, Arbitration, and Class Waiver

This Section 21 applies to users residing or operating in the United States. It does not apply to Canadian consumers to the extent prohibited by applicable law.

21.1 Informal Resolution. Before filing arbitration or a lawsuit, the complaining party must send a written notice describing the dispute, relevant account, facts, requested relief, and a good-faith damages calculation to legal@finallap.com and 17301 Beach Boulevard, Suite 20, Huntington Beach, CA 92647. The parties will attempt in good faith to resolve the dispute for 30 days after receipt.

21.2 Agreement to Arbitrate. Except for small-claims matters and claims seeking temporary or injunctive relief for intellectual-property infringement, unauthorized access, or misuse of the Services, any dispute arising out of or relating to these Terms, the Services, or your relationship with FinalLap will be resolved by binding individual arbitration administered by the American Arbitration Association under its applicable Consumer Arbitration Rules. The arbitration may be conducted by video, telephone, written submissions, or in person. Any in-person consumer hearing will occur in the county where the consumer resides unless the parties agree otherwise.

21.3 No Class or Representative Actions. YOU AND FINALLAP AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY MAY PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN A CLASS, COLLECTIVE, CONSOLIDATED, MASS, PRIVATE-ATTORNEY-GENERAL, OR REPRESENTATIVE ACTION OR ARBITRATION.

21.4 Arbitration Opt-Out. A new user may opt out of this arbitration agreement by sending a signed notice to legal@finallap.com within 30 days after first accepting these Terms. The notice must include the user's name, account email, mailing address, and an unambiguous statement that the user opts out of arbitration.

21.5 Jury-Trial Waiver. For any dispute heard in court, YOU AND FINALLAP WAIVE A JURY TRIAL TO THE MAXIMUM EXTENT PERMITTED BY LAW.

22. Canadian Users

The following terms apply to users residing or operating in Canada:

1.You must have reached the age of majority in your province or territory to bid, sell, or create a transactional account.

2.Nothing in these Terms waives rights or remedies that cannot be waived under applicable federal or provincial law.

3.Section 21 does not require a Canadian consumer to arbitrate or waive participation in a class proceeding where such a requirement or waiver is prohibited or unenforceable under applicable law.

4.A consumer dispute may be brought in the courts or tribunals available in the user's province or territory where required by law.

5.The Buyer and Seller are solely responsible for GST, HST, PST, QST, duties, customs, registration, import, export, inspection, and other Canadian transaction requirements.

6.Commercial electronic messages will be sent in accordance with Canada's Anti-Spam Legislation (CASL), including applicable consent, sender-identification, and unsubscribe requirements.

7.Personal information may be processed in the United States and other jurisdictions as described in the Privacy Policy and may be accessible to foreign authorities under applicable law.

8.Quebec launch restriction. Unless FinalLap expressly states otherwise, transactional Services are not offered to consumers located in Quebec. FinalLap should not enable Quebec transactions until French-language contractual materials and Quebec-specific consumer, privacy, and language-law requirements have been implemented and reviewed by Quebec counsel.

23. Governing Law and Venue

For U.S. users, these Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law rules, except that the Federal Arbitration Act governs Section 21. Subject to Section 21, exclusive venue for a claim permitted in court will be the state and federal courts located in the State of Delaware, and the parties consent to personal jurisdiction there.

For Canadian consumers, mandatory federal and provincial laws and venue rights apply. To the extent a governing-law choice is legally permitted and no mandatory provincial rule requires otherwise, these Terms are governed by the laws of the State of Delaware and applicable U.S. federal law, but this choice does not deprive a Canadian consumer of non-waivable protections in the consumer's province or territory.

24. Changes to the Services or Terms

FinalLap may modify or discontinue features and may update these Terms prospectively. We will post the updated Terms and change the effective date. If a change is material, we will provide additional notice as required by law. Continued use after the effective date constitutes acceptance, except where law requires express consent. Changes do not retroactively alter a completed auction or a fee already accepted or charged unless expressly agreed or legally required.

25. Miscellaneous

These Terms, the Privacy Policy, auction-specific disclosures, and incorporated policies form the entire agreement between you and FinalLap regarding the Services. A purchase agreement between a Buyer and Seller is separate and does not make FinalLap a party.

You may not assign these Terms without FinalLap's written consent. FinalLap may assign them in connection with a merger, financing, reorganization, or sale of assets. If a provision is unenforceable, it will be modified to the minimum extent necessary and the remaining provisions will remain effective. Failure to enforce a provision is not a waiver. Sections that by their nature should survive termination will survive.

26. Contact Information

FinalLap, LLC

17301 Beach Boulevard, Suite 20, Huntington Beach, CA 92647

Email: legal@finallap.com

Support: support@finallap.com